Save money with a prescription prepayment certificate (PPC)

Posted by: roselandsurgeries - Posted on:

If you live with a long-term condition, you could save money on your prescriptions.

A Prescription Prepayment Certificate (PPC) will save you money if you pay for more than three items in three months, or 11 items in 12 months.

You can do this online and at some pharmacies.

A PPC covers all your NHS prescriptions, including NHS dental prescriptions, no matter how many items you need.

But it does not cover the cost of other health items, such as the provision of wigs and fabric supports, which are only provided through the hospital service.

There are 3 PPC options to choose from:

  1. The 3-month PPC costs £31.25 and will save you money if you need more than 3 prescribed items in 3 months.
  2. The 12-month PPC costs £111.60 and will save you money if you need more than 11 prescribed items in a year.
  3. The hormone replacement therapy (HRT) PPC costs £19.30 and will save you money if you need more than 2 prescribed HRT items in a year.

The HRT PPC is only for HRT medicines licensed to treat menopause symptoms, but you can use it regardless of why these medicines are prescribed for you. Find out more about the HRT PPC from the NHS Business Services Authority website.

How much can I save?

If you need:

  • 2 items each month – you can save £120.00 with a 12-month PPC
  • 3 items each month – you can save £235.80 with a 12-month PPC
  • 4 items each month – you can save £351.60 with a 12-month PPC

There are several payment options available. If you choose the 12-month PPC, you can pay for this upfront, or by 10 monthly direct debit instalments, if you pay online.

Check the current costs for NHS prescriptions

How to apply for a PPC

Check if you’re entitled to free prescriptions before you apply for a PPC.

It’s quickest to buy a PPC online. The PPC will start from the day you submit your application, unless you request a different start date, but the start date must be within 1 month before or after the date of your application.

You may also be able to buy a PPC from a pharmacy, but you cannot pay by direct debit if you buy it this way, you have to pay in full.

Contact your local pharmacy to find out if they sell PPCs.

If you prefer talking to someone, you can call the PPC order line on 0300 330 1341. Your certificate will be valid from the day you make the phone call, unless you request otherwise.

Make sure you have your bank details or credit or debit card details ready.

You can receive your certificate details by email if you provide an email address, print them at the end of your online application, or receive the details by post.

Although a PPC is valid from the day of your application (unless otherwise requested), it may take a couple of days to receive the details of your certificate by post. If you pay prescription charges while you’re waiting for the details to arrive, you can get a refund, as long as you get an NHS refund form (FP57) when you pay.

Useful tips

Remember to apply for a new PPC in plenty of time, otherwise you’ll have to pay full prescription charges if it expires.

It’s important that you do not use your certificate after it expires. The NHSBSA checks that patients who claim for free NHS prescriptions are entitled to the exemption they have declared.

Check that your certificate is valid before claiming free NHS prescriptions

If you have to pay for prescriptions while you’re waiting for details about a new PPC and need to apply for a refund, ask the pharmacist for an NHS receipt (FP57) so you can claim back the cost. Your PPC must cover the date you paid the prescription charge.

You can claim for the refund of prescription charges up to 3 months after paying. The FP57 explains what to do.

If you buy a 12-month PPC by direct debit, you are entering into a commitment to pay all the instalments.

PPC refunds

You may be able to claim a full or partial refund if you become entitled to free prescriptions while your certificate is still valid.

For full refund details, including the time limit for claiming, visit the NHSBSA’s page about PPCs.